10 Tips for an Amazing Valentines Day

Valentines Day, also known as Saint Valentines Day, is a holiday which is celebrated each year on February 14^th.  Valentines Day is the traditional day in which lovers express their love for each other by sending each other Valentines cards, flowers, or candy.  The holiday is named after two Christian martyrs named Valentine.  They became associated with romantic love and the day came to be. 

Today, most people associate Valentines Day with the exchange of love notes and other symbols of their love.  If you are looking for some ways to show your love this Valentines Day, here are some tips to get you started:

Tip #1 – One of the best things you can do on Valentines Day is to write your lover a love note.  Don’t send an electronic greeting or purchase a card, spend the time to write an actual, traditional love note to someone you care about.  Your love note does not need to be long; however, it needs to be handwritten with some thought having gone into it.

Tip #2 – If you have zero writing skills, then instead of an all out love note, you can write down a list of the things you love about your lover.  A simple “I love you because…” list can go a long way to showing someone how you care about them. 

Tip #3 – Place your love note on your lover’s pillow or if you will not see each other in the morning then you can have it delivered to them with some flowers or candy. 

Tip #4 – If you want to add some creativity to your Valentines Day gift then you can create a scavenger hunt which your lover will have to follow around your house to find their gift.  You can leave clues around the house which all lead your lover to find the next clue, and then ultimately to find your gift to them. 

Tip #5 – If you have a variety of gifts for your lover then you can start at the front door and run a string from one gift to another.  By doing this, your lover has to follow the string to get to their next gift.  You can use inexpensive kite string from the dollar store to string your gifts together. 

Tip #6 – Rather than going out and fighting the crowds on Valentines Day, you can celebrate it at home by cooking for your lover, or you and your lover can cook a meal for each other, together.  Cooking at home can be both romantic and a lot more fun than going out and paying for an expensive meal out. 

Tip #7 – If you are looking for a non-traditional gift to give to your lover this Valentines Day, consider making some coupons for them that they can redeem for a variety of things throughout the year.  You can make them for simple things like washing their car, or for more sensual gifts.  Thanks to home computers and cool paper, you can make some really great coupons or gift certificates in the comfort of your own home. 

Tip #8 – If you are single this Valentines Day, there are many fun ways which you can spend the day or evening with friends.  On fun way to spend the evening is to have a “Valentines Day Sucks” party with your other single friends.  Each friend brings a romantic comedy movie and their favorite junk food to the event.  You spend the evening making fun of sappy movies and eating as much junk food as you want, just for one evening.

Tip #9 – Another fun way to spend Valentines Day if you do not have a lover to share it with, is to go to a very expensive restaurant with a friend and order the foods you have always wanted to try – including desert.  Take a long evening to enjoy the food and company of a good friend. 

Tip #10 – If you will not be seeing your lover until a day or two after the big holiday, you can wait to purchase your flowers or candy until the later date and save a ton of cash. 

Fire Safety and Insurance

Insurance is one of the things which are not thought about until when asked for. If you own a house, the whole responsibility is on you. But if you are living in a rented apartment, and there is fire due to a burning pan left by your neighbor unattended, it will be your responsibility again because you didn’t buy a renter’s insurance. Therefore, everyone is prone to danger; no matter if the fire is due to human err of a natural disaster. 

Renter’s insurance dose not cost more than a pizza deliver in a month. Majority of the renter’s insurance plans cover fire damages too. Discussions can be made with the insurance agents and insurance plans can be selected which covers the needs. Some insurance plans even cover really valuable objects such as your wedding rings. When buying a fire insurance policy it is necessary to think more than the house value. Suppose if the cost of the house is $200,000 and the insurance only covers the structure cost, then it would easily take more than this amount  to rebuild the house in case of any disaster. This estimate included everything from rebuilding the house to possessions like jewelry to flatware. It is important that owners and renters make an inventories of the objects they posses in their homes. It would be very smart to take pictures of the contents of your home and store it in a sage or a lock box in order to achieve peace of mind. When you go through the process of claims, many questions such as “How many dishes were there in the flatware?” will arise, which will be very difficult to answer then. 

Insurance companies will reduce the periodical premium to be paid if there are no bushes or flammable materials surrounding the house. In case of fire, the bushes or the flammable materials engulf the house and burns it down earlier than otherwise. Clearing these materials also helps to create defensible space for the firefighters. Although bushes provides a beautiful view, they also risks the life the inhabitants of the house.

If the insurance is claimed in case of accident, on one hand it will help to restore the damages but on the other hand this process will increase the periodical premium. So in every case, prevention is better than cure. Firstly install smoke detectors in the house, especially in kitchen and rooms in which the family sleeps. They should be checked every month and must be replaced if they are older than ten years. The oil burner should be checked periodically by a professional. Do not leave electric appliances such as dishwashers, washing machine, and heaters on when not at home or when you go to bed. Every floor of the home must be equipped with at least one fire extinguisher. 

House should have two exits so that if one of them is blocked, the other one can be used. It is better to have a fire safety plan before hand and let the whole family know about it. If there is a pet in the house, the plan should also include the pet. Be careful while burning candles because they produce lots of soot which can damage the ceilings, floors and walls. It can also damage the personal belongings. They should be burned in a safe place away from curtains, loose furniture fabric, people, children and pets. According to a research done by the Consumer Product Safety Commissions in 2001, fires caused by candles were due to existence of a combustible substance within close proximity of the candle. Another major reason for candle fire is tipping of candle by pets or children or knocking over by the wind. Extra care must be taken when burning gel candles as they burn longer than the wax candles, thus increasing the risk.

People usually are seen wondering whether they turned off the stove burner or not. People should make it a habit to double check electrical appliances and other instruments which can lead to fire, before leaving the house or before going to sleep.